Generally, debt collectors are prohibited by law to threaten
delinquent debtors with anything that they cannot legally do. Debt collectors
cannot threaten you to take your house unless they hold a mortgage on your
home, they cannot threaten you with harsh language, intimidation tactics, name
calling or freeze your bank account.
If you feel that your debt collector has crossed the line,
you need to keep a good record of any and all threats made. Every interaction,
conversation, phone calls must be documented. If you are in a position wherein
you cannot take notes of any conversation with your debt collector, it’s best
to not answer the call or engage in the conversation.
When to Consult an Attorney
If you got served with a court summons, it is recommended that
you seek the counsel of an attorney. Ignoring the summons will not make the
problem go away. If you fail o respond to the summons on time, your creditor
will be granted default judgment, which will allow them to legally garnish your
wages or levy your bank account. An attorney can help guide you on how to
handle the lawsuit and respond correctly. Additionally, purchasing an eBook
that helps you handle any debt claims like Answering a Summons is a great help
as well.
Stop the Harassment
You have the right to stop the harassment from a third-party
debt collector at any time you choose. You need to create a Cease and Desist
letter, indicating that you no longer wish to be contacted about your debt. The
collector can send you one more letter to let you know what their game plan is
and that’s about it. However, do note that you might be contacted for the same
debt by a new debt collector assigned to your case.
The fact is, thousands of debtors fall victim to aggressive
collection efforts applied by debt collectors who want to shame or intimate
them into paying up. The question is, will you let them get away with it? You
need to stand up for yourself and stop the madness. Don’t let your debt
collector bully you into paying. Learn how to fight for your rights and turn
the tables around!
Check out this groundbreaking product that will help you
fight credit card lawsuit and get your case dismissed! Learn more on how to purchase
the ultimate guide to all debt claims by clicking here!
No comments:
Post a Comment