Credit Card Lawsuit Defense: What To Sign After Discovery

One of the most critical parts of credit card lawsuit defense is the Discovery phase. The Discovery phase is where both parties will provide their answers to each other’s Interrogatories or present various documents as evidence. In addition, you need to know what you need to sign after you answered the Discovery. Your creditor is counting on you making any false move so that they can win by default.

Your credit card lawsuit defense starts at checking your local Court Rules. Go under Discovery or Interrogatories to Parties, Admissions, and Request for Documents. Generally, the court will dictate the format of the documents. The most important thing to remember to sign the documents and notarize it. Of course, there is no need to sign every single Answer or Objection. For instance, if you have a set of 25 Interrogatories to answer or object to, you don’t have to sign your name after answering each of these questions.  

Unfortunately, not a lot of people are aware what their credit card lawsuit defense should be or how to handle the case from this point. If your court requires the Interrogatories to be signed and notarized, then you should have the documents notarized in its entirety.

Here’s another example. Say, you are given 25 Interrogatories to respond to. You need to check your state’s local court rules on how to respond to these questions in accordance to the court’s imposed format. Answer each and every Interrogatories. On the last question, which is question number 25, have this notarized after the answer. You need to sign in front of a Notary of the Public. This is how you Answer or Object to Interrogatories and notarizes the document according to your local court’s imposed order.

Building your credit card lawsuit defense is not as complicated as you think it is. The key is to determine how your creditors operate and be one step ahead of them. Learning about your own state’s court rules as well as looking for the right information online can help strengthen your case significantly. Many have defended themselves in court without hiring an attorney and have won their cases. You too, have the power to defend yourself in court and have your case dismiss provided that you get all essential information you need. The first step would be, learning how to answer your summons and discovering how to build your credit card lawsuit defense.