Credit card debt is one of the top causes of debt problem in the US, which means that several lawyers specialize in the field to help those that had been given court summons. In fact, a lot of consumers have received more than one summons for debt that some people tend to ignore the summon thinking that this would make the credit card company stop bugging them. However, this issue should not be taken lightly and you need to find a qualified attorney to help in handling the case.
A credit card lawsuit attorney is a valuable tool in your arsenal when dealing with massive debt and faced with a summon. As soon as you receive a court summon, you can attempt to either 1) stop the lawsuit so both parties can reach a settlement, or 2) create a defense with the help of an attorney. The first scenario is highly unlikely, which is why looking for an attorney to help with your case should be on top of your mind.
Make sure to choose a credit card attorney who specialize in handling debt cases and have extensive experience with credit card debt summons. That way, you can exploit their experiential knowledge to formulate a potent defense. They can even help you draft a defense that the plaintiff would find it difficult to respond to.
If the defense is not accepted by the court, an experienced attorney can help you negotiate with the creditor who filed the summon. They can assist in the negotiation process for your existing debt’s interest charges so you can fulfill your promise to pay them off, or other arrangements that will be agreeable to both parties.
